Nashville's Famous Financial Hero
Tšepe ea sebele ea Nashville Tennessee e na le mekete e mengata, empa hase bohle ba le indasteri ea 'mino.
E-re ke u tsebise letlōleng la rona la lichelete le tummeng haholo Dave Ramsey
Lelapa la rona le ba bang ba bangata, ba 'nile ba mametse Dave Kerekeng ea Radio ea Nashville, 99.7 WTN ka lilemo tse fetang tse leshome.
Leeto la rona la lichelete le ile la qala, ha ngoan'eso a khoptjoa ke Money Game, ha a ntse a retelehela ho WTN hoseng ho ea mamela Sports Night.
Ka mor'a libeke tse seng kae lelapa lohle le ne le tsuba. Ho mamela Money Game ho lula ho boloka radio show letsatsi le leng le le leng e fetohile lemalla la lelapa.
Dave Ramsey o na le temohisiso ea lichelete ea ho u thusa ka sekoloto leha e le sefe boemo, mme ho molemo ka ho fetisisa, keletso ea hae e lokolohile ho mang kapa mang ea ikemiselitseng ho mamela le ho latela mekhoa ea hae e bonolo.
Lethathamo la Radio la Dave le tletse lintho tse ngata tseo kaofela re ka li amanang. Mantsiboeeng a beke le beke re ka mamela lipale tse bohloko tsa ba lihloohong tsa bona ka likoloto tsa lichelete, 'me u mamele keletso ea molumo oa Dave, ha a ntse a thusa ho ba tataisetsa Khotso ea Khoebo. Re boetse re tsebisoa ha ba bang ba bitsetsa Dave, ho mo lumella hore a ba utloe, ha ba ntse ba senya likarete tsa bona tsa mokitlane ho ea blender, 'me ho molemo ka ho fetisisa, re khona ho mamela ba sebelisitseng mekhoa ea hae, mme ba ka hoeletsa lefats'e KE HLOKA HORE KE NA LE MALI!
Dave o hlahetse East Tennessee mme a hōlisetsoa Nashville. O ile a fumana BS ka lichelete le thekiso ea matlo a tsoang Univesithing ea Tennessee, 'me a tsoela pele ho fumana Ramsey Investments, Inc., e leng setsi sa thekiso ea thekiso ea thepa ea maruo, e tsejoang ka ho tsebisa le ho senya thepa ea mahae.
Dave o ne a fumane chelete e fetang lidolara tse limilione tse likete tse 4 ka ho phalla thepa ea khiriso lilemong tsa bo-1980, ha beng ba bacha ba banka ba bitsa banka ea hae, o ile a lahleheloa ke mosebetsi oohle oa hae le hangata tsohle tseo a neng a e-na le tsona ka lilemo tse 30.
Ka mor'a lilemo tse 'maloa tse ikokobelitseng Dave o ile a theha sehlopha sa Lampo ka 1988, ho thusa batho ho fumana khotso ea lichelete ka ho fana ka keletso ea lichelete, ho phatlalatsa, ho hatisa le liemina.
Ka nako e le 'ngoe, Dave o ile a qala melaetsa ea seea-le-moeeng, ha a ne a ithaopela ho sebetsa ka khoeli mahala. Khoeli eo e fetohile The Money Game e 'nileng ea fana ka keletso e kholo ea lichelete ho bamameli ba Nashville sebakeng seo.
Papali ea Chelete e ne e sebelisitsoe pele ke Dave Ramsey le Roy Matlock. Bofilosofi ba bobeli bo ne bo tšoana ka tsela e le 'ngoe. Roy Matlock o kile a bua; ho kenya chelete, ho lema chelete le ho lema chelete ea hau haeba likoloto li lefshoa kapa che, moo Dave Ramsey a 'nileng a re o lefella likoloto tsa hau' me joale haeba u e-na le chelete ea ho kenya chelete, etsa joalo.
Ho fumana ntlo ea hau e lefshoa hang ha ho khoneha e 'nile ea e-ba ka holimo ho Dave's ho etsa lethathamo.
Ho theosa le lilemo, filosofi ena e fapaneng e ile ea etsa hore batho ba bangata ba be le mofuthu pakeng tsa tse peli.
Roy o se a qetile nako e telele a falla, a qala ho Roy Matlock le Associates, khampani ea ho eletsa lichelete sebakeng seo. Roy o se a kopane le Primerica Financial Services, eo motlatsi oa hae e leng Citigroup.
Dave Ramsey o 'nile a boloka likhopolo tsa motheo tsa hae tsa motheo' me Chelete ea Chelete e hōlile e le pontšo ea seea-le-moea e kopantsoeng, Dave Ramsey Radio Show kapa mo shebelletse thelevisheneng Fox Business Radio Show
Ka thuso ho sehlopha sa Dave Ramsey, u ka bala molumo oa beke le beke oa Dave Ramsey, "Dave Says", mona beke le beke Nashville.about.com.
U ka boela ua tloaelana le Dave ka ho bala e 'ngoe ea libuka tse ngata tsa Dave-Khotso ea Lichelete, The Financial Peace Planner, le haufinyane tjena, e le ho feta ho lekaneng.
U ka ea ho e 'ngoe ea li-seminar tse ngata tsa Dave University Peace, tse tšoaretsoeng ho pholletsa le Sechaba. Dave o bile a e-na le Lenaneo le hlollang la Kid, leo hona joale le rutoang malapeng le likolo tse bitsoang Khotso ea Khotso bakeng sa Moloko o Mocha
'Me haeba o sitoa ho fumana Dave, u ka kenela Dave's Fan Club. Dave's Club ke websaeteng e thehiloeng ho ngolisa ho fana ka litaba tse ikhethang, tsa premium bakeng sa balateli ba Dave Ramsey Show. Club ea Dave e nchafatsoa letsatsi le leng le le leng ka lihlooho tse ikhethileng, lintlha tsa litaba, ho phallela likarolo tsa molaetsa le likeletso tse ling tsa lichelete
Lelapa la rona le ile la fetola Money Game e le ea rona ea sebele Bophelo ba 'Nete ea Sebele, e le hore re be teng libokeng tse' maloa tsa hae le ngoan'eso e mong ea ileng a ba teng seminar mathoasong a bo-1990 ho kenyelletsoa, hona joale o tsamaisa khoebo ea hae e atlehileng le lelapa lohle ( bohle ba nang le matlo a matlo) kaofela ha bona ba na le molato le ho lefella mekoloto ea mahala.
Ba bang ba bangata ba thusitsoe ke molaetsa o bonolo oa Dave: Phela ka mekhoa ea hau, Sekoloto sohle se sebe, 'me u boloke chelete.
Dave o buile ka makhetlo a mangata moeeng hore ha a e-na le li-seminareng motseng oa habo, Nashville, hore li-seminar tsa hae ha lia mohla li rekisoa.
Molaetsa oa ka ho Dave ke; Dave, Nashville e teng bakeng sa hau, re hopola Letatsi la Bobeli la Tea, re qeta ho ja lijo tsa motšehare tsa mantsiboea ho u mamela ka likoloi tsa rona, re beha bana ba theohelang nako ea nako ea ho u shebella mantsiboea a mang le a mang, re ea ho rekisoa ha hau ea selemo le selemo, re tseba ka Wall ea Shame ea hau, re patronize le ho tšepa ELP ea hau 'me ha e le hantle re tseba mohoeletsi oa hao ea khale ka ho fetisisa, ea nang le marang-rang, le Dave haeba u sa tsebe, re motlotlo hore uena Dave Ramsey, e mong oa lipuo tse leshome tsa seea-le-moeeng tse bontšang moeti naheng ena, ke Nashvillian.