Ke eng sepacheng sa hau? Boholo ba rona re jara lintho tse ka etsang hore ho be bonolo hore masholu a boitsebiso a senyehe haholo, ho boletse Becky Frost, Mookameli oa Thuto ea Consumer bakeng sa Experian's ProtectMyID, ts'ebeletso ea ts'ireletso ea bosholu.
Mona ke litsela tse tšeletseng tse bohlale tsa ho itšireletsa ho utsuoa ha boitsebiso ha u tsamaea:
Halakola likarete tsa hau tsa mokitlane. "Ke khopolo e bohlale ho etsa lipatlisiso tsa lichelete pele leeto le leng le le leng," ho boletse Frost.
U ka 'na ua hloka karete e le' ngoe kapa tse peli tsa mokitlane nakong ea phomolo empa ha ho hlokahale hore u tlise mokitlane o mong le o mong, debit le karete ea tefiso ea thepa eo u nang le eona. U se nahane hore u na le nako ea mosebetsi ona? Nahana hore na o tla nka nako e kae ho kenya karete e 'ngoe le e' ngoe eo ue nkang haeba mokotlana oa hao o lahlehile kapa o utsuoa.
Boloka tlaleho. Haeba sepache sa hao se senyeha, o tla potlakela ho ikopanya le banka ea hau, bafani ba karete ea mokitlane, bafani ba inshorense ea bongaka le lik'hamphani tse ling. Sebakeng se sireletsehileng lapeng, boloka likopi tsa pele le morao tsa likarete tsohle tsa hau tsa bohlokoa. Hape ke khopolo e ntle ea ho tsamaea le kopi ea ho boloka hore u arohane le sepache sa hau. Hangata lintlha tsa bohlokoa tsa fono tsa fono li ka morao ea likarete, "ho boletse Frost.
Tlohela karete ea ts'ireletso ea hau lapeng. Hoo e le 'ngoe ho tse' nè ho rona re jereng linomoro tsa ts'ireletso tsa sechaba kapa SSN tsa bana ba rona lipeng tsa rona, tse kotsi haholo, ho boletse Frost. "Ka mor'a likarete tsa inshorense ea bongaka, linomoro tsa ts'ireletso ea sechaba li na le bobeli ba bohlokoa ka ho fetisisa marakeng.
Tlisa karete ea inshorense ea bophelo bo botle, hammoho le likopi. "Ho ka etsahala hore ebe ha o phahametse kelello hore u ikopanye le k'hamphani ea inshorense ea bongaka haeba sepache sa hao se utsuoa," ho boletse Frost. "Empa mehleng ena le lilemo, batho ba ka senya kotsi haholo ka karete ea inshorense ea bongaka haeba ba fumana thepa kapa litšebeletso ka lebitso la hao le ka nomoro ea hau." Ha u ntse u tlameha ho nka karete ea hau ea inshorense le uena haeba ho le kotsi, hape u tlise rekoto e ngotsoeng.
Sebelisa hoteleng ea hau e sireletsehile. Hang ha u fihla sebakeng seo u eang ho sona, kenya litokomane tsa ho boloka likopi le likarete tse ling tsa mokitlane sebakeng se sireletsehileng. "Ka tloaelo ha re le tseleng, hotele e bolokehileng ke eona e ntle ka ho fetisisa," ho boletse Frost.
Ntho e nyenyane ho feta ho li-tags tsa thoto. Le hoja ho na le letšoao la thoto le bohlale, "ho hlahisa boitsebiso bohle ba hao bo khethollang ka ho hlaka hase eona khopolo e sireletsehileng," ho boletse Frost. Nahana ka ho thathamisa lebitso la hao feela, selefouno le aterese ea imeile ho e-na le lebitso la hau le feletseng le aterese ea lehae.
Ha o ntse o nahana ka ts'ireletso, ithute ho sebelisa mokhoa oa ho sebedisa sechaba phatlalatsa ha u le phomolong .